Filipino Families Who Thought Land Ownership Was Impossible Finally Get Their Own Titles

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For many low-income Filipino families, owning the ground beneath their homes once felt out of reach. On Oct. 15, 54 families from Pasig and Taguig received land titles that turn that dream into legal security of tenure.

The Social Housing Finance Corporation (SHFC) and the Department of Human Settlements and Urban Development (DHSUD) handed out Transfer Certificates of Title at the DHSUD Auditorium in Quezon City. The ceremony came just a week after their previous awarding.

SHFC and DHSUD awarded Transfer Certificates of Title to beneficiaries of the Community Mortgage Program during a ceremony in Quezon City.
SHFC and DHSUD awarded Transfer Certificates of Title to beneficiaries of the Community Mortgage Program during a ceremony in Quezon City.

Community Mortgage Program Titles: How 54 Families Secured Land Ownership

The new titleholders belong to the NAPICO Homeowners’ Association, Inc. (HOAI) Phases I, VIII, 9-A, XII and BALSANCAT in Pasig City, and Villa Cuaresma in Taguig City. They are beneficiaries of the Community Mortgage Program (CMP).

The CMP is one of the housing modalities under President Ferdinand Marcos Jr.’s Expanded Pambansang Pabahay para sa Pilipino (4PH) Program. With this latest awarding, SHFC and DHSUD have given out more than 5,000 CMP land titles nationwide since January.

SHFC President and CEO Federico Laxa called the milestone a testament to the beneficiaries’ perseverance and commitment to securing land for their families. “Binabati ko po kayong lahat sa tagumpay na nakamit ninyo ngayong araw na ito,” he said.

Villa Cuaresma Leader Says Titles Fulfill a Dream for Filipino Families

For Villa Cuaresma President Editha De Leon, the titles fulfill a dream for families who once thought owning land was impossible. “We are very proud dahil wala sa aming hinagap na magkakaroon pala kami ng sariling lupa,” she said.

De Leon also thanked the government for making land ownership more affordable through the CMP. She said SHFC pays the landowner and passes the land to residents at a low cost, so even market vendors can afford it.

The ceremony, led by DHSUD Secretary Jose Ramon Aliling and Laxa, was part of National Shelter Month, which carries the theme “Tahanan. Pamayanan. Kinabukasan.” The awards advance the administration’s push to speed up housing delivery.

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Established in 1998, the CMP is implemented by SHFC and helps organized low-income groups acquire land through community ownership. According to the program, it has provided security of tenure to more than 300,000 families nationwide.

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